Colorado School and Public Employees
Retirement Association
Contact Us Links Home
Who We Are
Board of Directors
Local Units
State Committees
Legislative Issues
Foundation
Retirement Planning
Membership Benefits
Membership
Newsletter
News
Membership Benefits

The Colorado School and Public Employees Retirement Association is constantly looking for benefits to offer its members as reward and incentive for membership. Currently the following benefits are offered:

Association Member Benefits Advisors
CSPERA has endorsed Association Member Benefits Advisors (AMBA) to provide the following supplemental benefits for its membership. Once you are a member of CSPERA you can take advantage of the following benefits:

Dental & Vision Plans
CSPERA members now have access to dental and vision plans. These plans have been heavily negotiated for CSPERA members. We believe they provide excellent services and benefits for our members. Click here for more information.

return to top

Long Term Care / Home Health Care Insurance
AMBA will build a Long Term Care policy to match your own individual needs; you select the daily benefit amount, elimination period, and benefit period which best suits your needs for care. The Long Term Care policy features include: no prior hospital stay and no waiting period for pre-existing conditions.

return to top

Cancer First Diagnosis Insurance
The Cancer First Diagnosis plan pays money directly to you in one lump sum payment upon first diagnosis of internal cancer or malignant melanoma. You can select the lump sum payment of $10,000 to $50,000 that best fits your needs. This policy pays in addition to any other existing coverage you may have. In some states, with the return of premium option, if you do not need the protection for twenty years, 100% of all your premiums paid will be returned to you and you still keep the protection.

return to top

Medicare Supplement Insurance
Medicare pays for some, but not all, of the health care expenses for people age 65 and over. Medicare Supplement Insurance is designed to help with your out-of-pocket health care costs by paying for some of these expenses depending on the plan you select to meet your personal needs and budget. You have the freedom of choice to select the doctors, hospitals, and clinics that you want, and you will never be cancelled because of age or health. You can select from Plans A, B, C, D, F and G. All benefits are paid in addition to any other existing coverage you may have.

return to top

Final Expense Whole Life Insurance Policy
You can have peace of mind knowing that your premiums are guaranteed never to increase and your coverage is guaranteed never to decrease. Your cash values are accumulated on a tax-deferred basis. Death benefits paid to your beneficiary are tax free.

return to top

Tax-Deferred Annuity
AMBA offers a Single Premium Tax-Deferred solution for your retirement featuring tax-deferred accumulation of interest, guaranteed competitive interest rate, multiple payout options, income you won’t outlive.

return to top

Medical Air Services Association (MASA)
The Platinum Membership offered through AMBA offers the following 13 services: Emergency Air Transportation, Helicopter Transportation, Ground Ambulance Transportation, Organ Retrieval, Organ Recipient Transportation, Recuperation/Repatriation, Return Transportation, Escort Transportation, Non-Injury Transportation, Minor Children/Grandchildren Return, Mortal Remains, Vehicle Return, and World Wide Coverage.

return to top

Hearing Solutions
AMBA has partnered with a major hearing aid provider that offers a one-stop-shop for all your hearing needs.

return to top

Major Computer Manufacturer Discount
As a CSPERA member, you are eligible to receive a 2%-12% discount on computers based on the cost of the unit you purchase and the warranty that you select.

return to top

Hotel Discounts
As a CSPERA member, you are eligible for numerous hotel discounts at major chains.

return to top

Car Rental Discounts
AMBA has partnered with two car rental companies in order to offer CSPERA members significant discounts.

return to top

Vacations
As an association member, you gain access to numerous group travel, travel discount, space available vacation rentals, and cruise opportunities.

return to top

Wholesale Warehouse Discount
Millions of members enjoy low warehouse prices on thousands of high-end, brand-name products and services for their home or business at more than 470 locations worldwide.

return to top

To learn more about any of these benefits, please visit www.AMBA.info or call 1-800-258-7041.

New Millennium Vacations, Inc.
New Millennium Vacations has provided escorted group vacations to satisfied travelers since 1999. We are proud members of the National Tour Association. Our customers are our finest source of advertising.

We are pleased to offer extended vacations, 1-3 day Tourific Getaways, and our unique, award-winning local tours to the CSPERA membership on a discounted basis.

You may join the vacations or tours by signing up for scheduled departures or you many request a specific date departure for a destination by organizing a group of 20 or more.

All future trips will be posted on a special CSPERA-New Millennium Vacations website: www.crsea.new-millennium.cc. We encourage you to check the website for the most current information concerning the vacations and tours, or contact us for more information.
Denver Local: 303-755-0010
Outside Denver Metro Area Call Toll-Free: 1-866-899-0010
Email: lweygand@comcast.net

return to top

Hear in America Hearing Plans
The elements of this plan will be a carefully selected network of hearing dispensers statewide with a reputation for quality and service and special discounts and benefits on top quality manufactures of hearing instruments (hearing aids) available only to members of the association.

return to top

Pre-Paid Legal Services®, Inc.
A 33-year-old New York Stock Exchange (NYSE) company that offers CSPERA members/spouses access to affordable legal services in Colorado as well as legal protection nationally with over 2700 legal firms nationwide. The Family Legal Plan includes Will preparation, telephone consultation for an unlimited number of issues, letters/phone calls on member's behalf, unlimited contract/document review. Also included are moving traffic violations, defense of criminal motor vehicle charges, trial defense, IRS audit protection, 24/7 assistance in emergency situations involving law enforcement, plus a 25% discount in matters not covered by the membership. The Family Legal Plan is only $15.95 at the group rate to CSPERA members.

return to top

Kroll, Inc./Pre-Paid Legal Services®, Inc.
Introduced the Identity Theft Shield membership plan in 2003 in order to respond to the “fastest growing crime in America-identity theft.” The Identity Theft Shield provides continuous monitoring of member/spouses financial affairs with notification when normal or abnormal activity occurs. In addition, the member/spouse receives a current credit report and detailed analysis of their credit score. Whenever an ID theft issue arises, the Identity Restoration feature assigns a trained expert who will take the steps to restore the member/spouses good name and good credit rating. The Identity Theft Shield is only $9.95 per month when added to the Family Legal Plan or $12.95 per month as a stand-alone service.

For enrollment information contact: Gloria Henderson at 719-528-1934, Doug Kelley at 719-444-8767, or Ric Rogers at 970-352-7878. On the Internet at www.prepaidlegal.com/info/nextgeneration.

Note: In order to benefit from you CSPERA membership, do not enroll online–discounts will not apply.

return to top

Horace Mann Auto Insurance
If you have Horace Mann auto insurance, your membership in CSPERA entitles you to significant discounts. Call 303-680-2760 or 719-522-0720 for information.

return to top

VerizonWireless
Membership in CSPERA entitles you to a group discount service with this company. You also are eligible for cell phones at reduced prices, according to the rate plan that you choose.

return to top

Liberty Mutual-Automobile and Homeowners Insurance
Liberty Mutual brings you Group Savings Plus: premium protection and special pricing on auto and home insurance plans. See for your self how much money you could save compared to your current insurance provider. For a free, no-obligation quote, call Steve Alles at 303-346-0028, ext 212 in Colorado. Or request a free quote on-line at www.libertymutual.com/lm/crsea.

return to top

Smith World Travel, Inc.
Smith World Travel offers CSPERA members discounts on travel excursions worldwide. For problem free planning, let World Travel plan your cruise or tour. You are guaranteed personal attention for a worry free adventure. For more information call 303-427-6700 or 1-800-633-3026.

return to top

Discount Dental Plan of Colorado, Inc.
Discount Dental Plan (DDP) is "Filling the Need" by helping individuals and families take a bite out of their health care costs. We have made arrangements with pre-selected dentists, optometists, chiropractors and massage therapists to provide you with quality care at significantly reduced prices. As a member of one of the fastest-growing dental, prescription and natural health care plans in the country, your out-of-pocket expenses are reduced, while you still maintain the highest quality dental, vision, chiropractic and massage health care available. For more information call 1-800-377-3924 or visit www.directdentalplansofamerica.com.

return to top

Lifeline
Lifeline is a personal emergency response program that helps seniors remain independent and in their own home. Within seconds, call will be answered by a highly-trained professional Lifeline monitor. Call 1-888-669-2273 for more information.

return to top

Alpha Dental Plan
This is a dental plan available to members on the Western Slope as well as the Metro area. It is offered through Beta Health Association, Inc. Please call 970-683-5424 for enrollment guidelines on the Western Slope and 303-744-3007 for information on the Front Range. The company can also be reached at 1-800-807-0706.

return to top

These benefits are offered by CSPERA to its members strictly as a service. In no way are members obligated to use these services, but because of the discounts available, we hope members will find them beneficial and worthy of consideration.

return to top

CSPERA News
NAME CHANGE FOR CRSEA
At the October 2007 meeting of the Board of Directors of the Colorado Retired School Employees Association, the board voted to change the name of the organization to Colorado School and Public Employees Association (CSPERA).

   Colorado School and Public Employees Association Adopts Resolution
At its October Board of Directors meeting, held Friday, October 12, 2007, the board adopted a resolution opposing divestiture of PERA funds. This resolution is in response to mandates from the Colorado General Assembly that PERA funds be used to determine foreign policy of the United States. The resolution reads: